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#EEEEEE}.sb-guide-fact:last-child{border-right:none}.sb-guide-fact-value{font-family:Manrope,sans-serif!important;font-size:24px!important;font-weight:800!important;color:#2d7f88!important;margin-bottom:4px!important}.sb-guide-fact-label{font-size:13px!important;color:#666!important;font-weight:600!important;text-transform:uppercase;letter-spacing:.5px}.sb-guide-intro{background:#fff!important;padding:80px 24px!important}.sb-guide-intro-inner{max-width:820px;margin:0 auto}.sb-guide-intro h2{font-size:36px!important;font-weight:700!important;letter-spacing:-.5px!important;margin-bottom:28px!important}.sb-guide-intro-text{font-size:17px!important;color:#555!important;line-height:1.75!important;margin-bottom:20px!important}.sb-guide-section{padding:90px 24px!important}.sb-guide-section-cream{background:#faf8f5!important}.sb-guide-section-white{background:#fff!important}.sb-guide-section-header{max-width:820px;margin:0 auto 40px!important}.sb-guide-section-body{max-width:820px;margin:0 auto}.sb-guide-section-body p{font-size:17px!important;color:#555!important;line-height:1.75!important;margin-bottom:20px!important}.sb-guide-section-body h3{font-size:22px!important;font-weight:700!important;margin-bottom:14px!important;margin-top:40px!important}.sb-guide-section-body h3:first-child{margin-top:0!important}.sb-guide-table-wrap{max-width:820px;margin:28px auto 32px!important;overflow-x:auto}.sb-guide-table{width:100%;border-collapse:collapse;font-size:15px!important}.sb-guide-table thead th{background:#2d7f88!important;color:#fff!important;font-family:Manrope,sans-serif!important;font-weight:700!important;font-size:14px!important;padding:14px 18px!important;text-align:left;letter-spacing:.3px}.sb-guide-table tbody td{padding:14px 18px!important;border-bottom:1px solid #EEEEEE;color:#555!important}.sb-guide-table tbody tr:nth-child(2n){background:#faf8f5}.sb-guide-table tbody tr:last-child td{border-bottom:none}.sb-guide-table .sb-table-highlight{color:#2d7f88!important;font-weight:700!important;font-family:Manrope,sans-serif!important}.sb-guide-callout{max-width:820px;margin:32px auto!important;background:#fff;border:1px solid #EEEEEE;border-left:4px solid #2D7F88;border-radius:8px;padding:24px 28px!important}.sb-guide-callout-orange{border-left-color:#f34213!important}.sb-guide-callout h4{font-size:17px!important;font-weight:700!important;margin-bottom:8px!important}.sb-guide-callout p{font-size:15px!important;color:#666!important;line-height:1.65!important}.sb-guide-summary-grid{max-width:820px;margin:40px auto 0!important;display:grid!important;grid-template-columns:repeat(2,1fr)!important;gap:20px!important}.sb-guide-summary-card{background:#faf8f5!important;border-radius:8px!important;padding:28px 24px!important;border-left:4px solid #F34213}.sb-guide-summary-card h4{font-size:15px!important;font-weight:700!important;color:#666!important;text-transform:uppercase;letter-spacing:.5px;margin-bottom:6px!important}.sb-guide-summary-card .sb-summary-value{font-family:Manrope,sans-serif!important;font-size:24px!important;font-weight:800!important;color:#2d7f88!important;margin-bottom:8px!important;display:block}.sb-guide-summary-card p{font-size:14px!important;color:#666!important;line-height:1.55!important}.sb-guide-faq{background:#faf8f5!important;padding:90px 24px!important}.sb-guide-faq-inner{max-width:820px;margin:0 auto}.sb-guide-faq-header{text-align:center;margin-bottom:50px!important}.sb-guide-faq-item{background:#fff;border:1px solid #EEEEEE;border-radius:8px;margin-bottom:14px;overflow:hidden}.sb-guide-faq-item summary{padding:22px 60px 22px 28px!important;font-family:Manrope,sans-serif!important;font-size:17px!important;font-weight:700!important;color:#1f1f1f!important;cursor:pointer;list-style:none;position:relative}.sb-guide-faq-item summary::-webkit-details-marker{display:none}.sb-guide-faq-item summary:after{content:"+";position:absolute;right:28px;top:50%;transform:translateY(-50%);font-size:24px;color:#f34213;font-weight:400;transition:transform .2s}.sb-guide-faq-item[open] summary:after{content:"−"}.sb-guide-faq-answer{padding:0 28px 24px!important;font-size:16px!important;color:#555!important;line-height:1.7!important}.sb-guide-faq-answer a{color:#2d7f88!important;font-weight:600!important;text-decoration:underline!important}.sb-guide-related{background:#fff!important;padding:90px 24px!important}.sb-guide-related-header{text-align:center;max-width:760px;margin:0 auto 50px!important}.sb-guide-related-grid{max-width:1100px;margin:0 auto;display:grid!important;grid-template-columns:repeat(3,1fr)!important;gap:24px!important}.sb-guide-related-card{background:#faf8f5!important;border:1px solid #EEEEEE;border-radius:10px!important;padding:32px 28px 28px!important;transition:transform .3s ease,box-shadow .3s ease,border-color .3s ease!important;display:flex!important;flex-direction:column;min-height:200px}.sb-guide-related-card:hover{transform:translateY(-6px)!important;box-shadow:0 12px 28px #0000001a!important;border-color:#2d7f88!important}.sb-guide-related-name{font-family:Manrope,sans-serif!important;font-size:19px!important;font-weight:700!important;margin-bottom:10px!important;color:#1f1f1f!important}.sb-guide-related-desc{font-size:14px!important;color:#666!important;line-height:1.6!important;margin-bottom:18px!important;flex-grow:1}.sb-guide-related-link{font-size:14px!important;font-weight:700!important;color:#2d7f88!important}.sb-guide-cta{background:#2d7f88!important;padding:90px 24px!important;text-align:center}.sb-guide-cta-inner{max-width:720px;margin:0 auto;display:flex!important;flex-direction:column;align-items:center;gap:24px!important}.sb-guide-cta-headline{font-family:Manrope,sans-serif!important;font-size:32px!important;font-weight:700!important;color:#fff!important;letter-spacing:-.5px!important}.sb-guide-cta-body{font-size:17px!important;color:#fff!important;opacity:.92;max-width:540px}.sb-guide-cta-btn{background:#f34213!important;color:#fff!important;font-family:Work Sans,sans-serif!important;font-size:16px!important;font-weight:700!important;padding:16px 36px!important;border-radius:8px!important;text-decoration:none!important;display:inline-block!important;transition:background .2s}.sb-guide-cta-btn:hover{background:#c7340e!important}.sb-guide-back{background:#faf8f5!important;padding:28px 24px!important}.sb-guide-back-inner{max-width:1100px;margin:0 auto}.sb-guide-back a{font-size:15px!important;font-weight:600!important;color:#2d7f88!important}.sb-guide-back a:hover{text-decoration:underline!important}@media(max-width:900px){.sb-guide-hero{padding:60px 20px 56px!important;text-align:left!important}.sb-guide-hero-inner{text-align:left!important}.sb-guide-hero h1{font-size:36px!important}.sb-guide-hero-sub{font-size:16px!important;margin:0!important}.sb-guide-facts-inner{grid-template-columns:repeat(2,1fr)!important}.sb-guide-fact{padding:22px 12px!important;text-align:left!important}.sb-guide-fact:nth-child(2){border-right:none}.sb-guide-fact:nth-child(1),.sb-guide-fact:nth-child(2){border-bottom:1px solid #EEEEEE}.sb-guide-fact-value{font-size:20px!important}.sb-guide-intro{padding:60px 20px!important}.sb-guide-intro h2{font-size:28px!important}.sb-guide-section{padding:60px 16px!important}.sb-guide-section-header,.sb-guide-faq-header,.sb-guide-related-header{text-align:left!important;margin-bottom:36px!important}.sb-guide-section-title{font-size:28px!important}.sb-guide-section-sub{margin:0!important}.sb-guide-section-body h3{font-size:20px!important;margin-top:32px!important}.sb-guide-summary-grid{grid-template-columns:1fr!important;gap:16px!important}.sb-guide-table{font-size:14px!important}.sb-guide-table thead th{padding:12px 14px!important;font-size:13px!important}.sb-guide-table tbody td{padding:12px 14px!important}.sb-guide-faq{padding:60px 16px!important}.sb-guide-faq-item summary{padding:18px 50px 18px 22px!important;font-size:16px!important}.sb-guide-faq-item summary:after{right:22px}.sb-guide-faq-answer{padding:0 22px 22px!important;font-size:15px!important}.sb-guide-related{padding:60px 16px!important}.sb-guide-related-grid{grid-template-columns:1fr!important;gap:18px!important}.sb-guide-cta{padding:60px 20px!important;text-align:left!important}.sb-guide-cta-inner{align-items:flex-start!important;text-align:left!important}.sb-guide-cta-headline{font-size:24px!important}.sb-guide-cta-body{font-size:16px!important}.sb-guide-callout{margin:24px 0!important;padding:20px 22px!important}}@media(max-width:500px){.sb-guide-hero{padding:50px 16px 44px!important}.sb-guide-hero h1{font-size:30px!important}.sb-guide-fact-value{font-size:18px!important}.sb-guide-fact-label{font-size:11px!important}}a{color:var(--navy);text-decoration-thickness:1px;text-underline-offset:3px}strong{color:var(--text);font-weight:600}.container{width:100%;max-width:var(--max-width);margin-inline:auto;padding-inline:var(--gutter)}.container-narrow{width:100%;max-width:760px;margin-inline:auto;padding-inline:var(--gutter)}section{padding-block:clamp(3.5rem,8vw,5.5rem)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.875rem 1.75rem .75rem;font-family:var(--font-body);font-size:.875rem;font-weight:600;line-height:1;letter-spacing:.01em;text-transform:none;text-decoration:none;cursor:pointer;border:1.5px solid transparent;border-radius:6px;transition:background .2s ease,color .2s ease,border-color .2s ease,transform .15s ease;white-space:nowrap}.btn:active{transform:translateY(1px)}.btn-brass,.btn-primary{background:var(--gold);color:var(--navy);border-color:var(--gold)}.btn-brass:hover,.btn-primary:hover{background:var(--gold-soft);border-color:var(--gold-soft);color:var(--navy)}.btn-navy{background:var(--navy);color:var(--cream);border-color:var(--navy)}.btn-navy:hover{background:var(--navy-soft);border-color:var(--navy-soft)}.btn-ghost{background:transparent;color:var(--navy);border-color:var(--rule-dark)}.btn-ghost:hover{border-color:var(--navy)}.btn-ghost-light{background:transparent;color:var(--cream);border-color:#faf8f559}.btn-ghost-light:hover{border-color:#faf8f5bf;background:transparent}.eyebrow{display:inline-block;font-family:var(--font-body);font-size:.6875rem;font-weight:600;text-transform:uppercase;letter-spacing:.14em;color:var(--gold);margin-bottom:.75rem}.eyebrow--light{color:var(--gold)}.section-title{margin-bottom:1rem}.section-subtitle{color:var(--text-muted);font-size:1rem;margin-bottom:2.5rem;max-width:58ch;line-height:1.75}.lead{font-family:var(--font-heading);font-style:italic;font-weight:400;font-size:clamp(1.125rem,2vw,1.35rem);line-height:1.55;color:var(--navy);max-width:58ch}.rule{border:none;height:1px;background:var(--rule);margin-block:2.5rem}.rule-brass{border:none;height:2px;width:48px;background:var(--gold);margin-block:1.25rem}